Privacy Policy

Last updated: April 8, 2025

This Privacy Policy describes how Hans Goldstein and the Retirement Literacy Foundation ("we," "us," or "our") collect, use, and protect your personal information when you use our website, landing pages, and workshop registration forms.

1. Information We Collect

When you register for a workshop or submit a form on our site, we may collect:

• First and last name
• Phone number
• Email address
• Responses to pre-qualification questions (retirement status, savings range, attendance intent)
• TCPA consent status, timestamp, and IP address at the time of consent
• IP address (collected automatically via a third-party service)

2. How We Use Your Information

We use the information we collect to:

• Confirm your registration for our educational workshops
• Send you SMS text messages and phone calls related to the workshop, including confirmations and reminders
• Provide you with educational materials related to Social Security, retirement planning, and tax strategies
• Respond to your inquiries
• Maintain records of your consent for compliance purposes

3. SMS and Phone Communication

By checking the consent box on our registration form, you agree to receive SMS text messages and phone calls from Retirement Literacy Foundation and Hans Goldstein at the phone number you provided, including messages sent using autodialed and prerecorded technology.

• Message and data rates may apply
• Message frequency varies
• Reply STOP to opt out of text messages at any time
• Reply HELP for help
• Consent is not a condition of registering for or attending a workshop

4. How We Share Your Information

We do not sell, rent, or trade your personal information to third parties. We may share your information with:

• Service providers: Third-party platforms we use to manage contacts, send messages, and host our forms (such as GoHighLevel and Netlify). These providers are contractually obligated to protect your data.
• Legal requirements: If required to do so by law, regulation, or legal process.

5. Data Retention

We retain your personal information for as long as necessary to fulfill the purposes described in this policy, comply with legal obligations, resolve disputes, and enforce our agreements. TCPA consent records are retained for a minimum of five years for compliance purposes.

6. Data Security

We implement reasonable administrative, technical, and physical safeguards to protect your personal information against unauthorized access, loss, or misuse. However, no method of transmission over the internet or electronic storage is completely secure, and we cannot guarantee absolute security.

7. Your Rights

You have the right to:

• Request access to the personal information we hold about you
• Request correction of inaccurate information
• Request deletion of your personal information
• Opt out of SMS and phone communications at any time by replying STOP

To exercise any of these rights, contact us using the information below.

8. California Residents

If you are a California resident, you may have additional rights under the California Consumer Privacy Act (CCPA), including the right to know what personal information we collect, the right to request deletion, and the right to opt out of the sale of personal information. We do not sell your personal information.

9. Cookies and Tracking

Our landing pages do not use cookies or tracking pixels. We collect your IP address solely for the purpose of documenting TCPA consent and do not use it for advertising or behavioral tracking.

10. Third-Party Links

Our site may contain links to third-party websites. We are not responsible for the privacy practices of those sites and encourage you to review their privacy policies.

11. Children's Privacy

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children.

12. Changes to This Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated "Last updated" date. Your continued use of our site after changes are posted constitutes your acceptance of the revised policy.

13. Contact Us

If you have questions about this Privacy Policy or wish to exercise your rights, please contact us:

Hans Goldstein
Retirement Literacy Foundation
Phone: 213-414-2808
Email: hans@retirementliteracyfoundation.com

This privacy policy applies to all workshop registration landing pages operated by Hans Goldstein and the Retirement Literacy Foundation.